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Create budget categories like food, gas, clothing, education, entertainment for each month, and using the stickers as binder dividers. Then allocate your income in advance and record each transaction. You can put the compact cash binder in your backpack and spend envelopes cash only. With cash envelopes for budgeting, you can control your budget much easier! Budget sheet allows you to keep track of all of the cash going in and out, which puts you in control of your money. Track your spending and identify bad spending habits, make a summary of each month. Then this budget keeper can motivate yourself to do better next month and reach your financial & debt-free goals finally !







